The End of 'Comprehensive' Automobile Coverage

The End of 'Comprehensive' Automobile Coverage

Most insurers no longer offer 'Comprehensive' automobile coverage, the age-old sidekick of 'Collision' coverage. Now, you have the option of 'Collision' coverage and 'Other-Than-Collision' coverage. What's changed and why did it change?

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The Secret of Cut-Rate Auto Insurers

The Secret of Cut-Rate Auto Insurers

“The bitterness of no coverage is remembered long after the sweetness of low price has been forgotten.” These wise words from insurance educator Jon Eubank , CPCU, ARM, perfectly exemplifies the problem with cut-rate insurers. Saving 15% in 15 minutes could cost you thousands (or more) from denied claims!

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Not All Auto Insurance Was Made Equal

Not All Auto Insurance Was Made Equal

Every day we get bombarded with advertisements telling us that we can save hundreds of dollars with some company’s cheap insurance. How do they offer less expensive coverage? 

They have catchy jingles, humorous commercials, spotless websites, and they’re all offering bargain auto insurance. How can you really be paying less for the same thing? Well, that’s just it—you aren’t buying the same thing. It’s cheap insurance for a reason. Here’s how they do it.

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The Secret of Credit Scores and Insurance

The Secret of Credit Scores and Insurance

Credit scores affect a lot of things in our life, and it reaches as far as determining our insurance rates! It has been statistically proven that people with higher credit scores will have fewer claims, so almost all insurers use your credit score in determining your rates. However, increasing your credit score isn't as straight-forward as you might think. That’s why we've listed a few tips on less-known ways your credit score is affected, and strategies you can use to increase your score! 

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Understanding Uninsured & Underinsured Motorist Coverage

Understanding Uninsured & Underinsured Motorist Coverage

This article will explain the difference between an Uninsured motorist and an Underinsured motorist, along with the implications of their respective coverages. It will also discuss what to look for when buying a UM/UIM policy. 

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Introduction to Medical Payments Coverage

Introduction to Medical Payments Coverage

Everyone has seen the ‘Medical Payments’ section on their Homeowner's or Auto policy, but what does it really mean? Does it cover my medical expenses if I get in a car crash? Does it mean that I only have coverage for X amount of dollars for other people's medical expenses? Does it cover my family's medical expenses?

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