What are Additional Insureds?

What are Additional Insureds?

You've cut all of the 'red-tape', got you vendors lined up, set up your operations and processes, and now you've found the perfect location to set up your store. Everything seems to be falling into place, until you see that the rental agreement requires the landlord to be named as an Additional Insured. What does that mean? What does that cost? What can happen with another entity being additionally insured?

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Excess Liability Policies

Excess Liability Policies

The Excess Liability policy has many similarities to the Umbrella policy. However, the differences are in breadth of coverage, pricing, and policy provisions. Excess Liability policies can be written for both personal and commercial risks, but this article focuses more on the commercial application.

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How to Find Insurance for Your New Business

How to Find Insurance for Your New Business

Entrepreneurship is at the heart of the American Dream, and has led to many worldwide companies—McDonald’s, Coca-Cola, and Apple, just to name a few! The freedom and empowerment of owning your own business can be very fulfilling, but it takes a lot of work to get your new venture up and running. You’ll be facing plenty of ‘red tape’, along with making a business plan, finding a location, finding funding, and much more. While you're trying to figure those things out, you'll also need to line up your insurance before you can open your doors for business. This article will give you an overview of insurance for start-ups and new ventures.

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An Introduction to General Liability

An Introduction to General Liability

Every establishment, large or small, retail or service, has a liability exposure. Naturally, some businesses have a higher claim potential than others. For example, an amusement park has far more exposure than a bakery, but how would each business cover their exposure?

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