IRMI Tip of the Month: Protect Yourself from Identity Theft

IRMI Tip of the Month: Protect Yourself from Identity Theft

The Federal Trade Commission has seen increasing amounts of identity theft in the past few years. When someone's identity is stolen, it takes a lot of time and money to fix the damage. This article describes some strategies to keep your identity safe and mitigate losses if identity theft were to occur.

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IRMI Tip of the Month: Credit Rating and Insurance Underwriting

IRMI Tip of the Month: Credit Rating and Insurance Underwriting

A big factor in determining the premium of a personal auto policy has nothing to do with a person’s driving record—it’s his or her credit record. According to Conning and Company, more than 90 percent of insurers use an applicant’s credit history—his or her insurance risk score—to slot him or her into a certain program.

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IRMI Tip of the Month: Questions to Consider for Insurance Checkup

IRMI Tip of the Month: Questions to Consider for Insurance Checkup

One recent insurance survey suggests that over 30 million U.S. households own insurance policies that are seriously out-of-date. To check your coverage, you should ask yourself the following questions. If the answer to one or more of these questions is yes, then you should contact your insurance agent as soon as possible so your insurance policies can be appropriately updated.

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