What's the Difference Between Independent Contractors and Employees?

What's the Difference Between Independent Contractors and Employees?

Employees are expensive. You have to have Workers' Compensation, Unemployment, and other lines of insurance for them. You have to pay taxes on them, and they require you to follow all types of federal and state labor, wage, and discrimination laws. What a mess! Wouldn't it just be easier to reclassify all of your employees as independent contractors instead? Find out why you can't do that in this article!

Read More

Property & Casualty Insurance Lingo

The Property and Casualty (P&C) insurance industry is a vast segment of the insurance industry, and there are numerous terms used in it. This article is a list that explains common terminology used in personal and commercial lines of Property and Casualty insurance.

Read More

How to Find Insurance for Your New Business

How to Find Insurance for Your New Business

Entrepreneurship is at the heart of the American Dream, and has led to many worldwide companies—McDonald’s, Coca-Cola, and Apple, just to name a few! The freedom and empowerment of owning your own business can be very fulfilling, but it takes a lot of work to get your new venture up and running. You’ll be facing plenty of ‘red tape’, along with making a business plan, finding a location, finding funding, and much more. While you're trying to figure those things out, you'll also need to line up your insurance before you can open your doors for business. This article will give you an overview of insurance for start-ups and new ventures.

Read More

Nebraska Workers' Compensation

Nebraska Workers' Compensation

What is Workers’ Compensation? Is everyone in a business supposed to be covered by it? What happens if I don’t have Workers’ Compensation for my employees? What’s the difference between an independent contractor and an employee? Why was Workers’ Compensation implemented? This article will answer all of these questions.

Read More