Niche Markets

Specialized Programs for Unique Risks

Commercial Real Estate

Construction & Contractors

Independent Retirement Living

Our carriers provide specialized programs for property owners who lease or rent building space used for offices, service businesses, retail stores, light industrial, or manufacturing. The programs include access to coverage enhancements not found in standard policies.

UAVs, UA, & Drones

Through our specialty carriers, we can provide coverage for your unmanned aircraft. Coverage available is General Liability, Aircraft Liability, Personal Liability, and Hull Coverage.

We have offered competitive options to contractors since 1933. Let us help you find quality coverage for your various Property, Liability, Workers’ Compensation and other insurance needs. We can also help with your bonding needs!

Sports & Recreation

Our carriers have created specialized programs for these types of operations that include unique coverages at very competitive rates. Sports clubs/leagues, health clubs, gyms, yoga studios, special events, and many other operations are eligible. We can also provide Professional Liability and Accident insurance!

Our staff and our carriers have experience in insuring the unique risks faced by independent retirement living operations. Eligible organizations include: independent senior living communities, retirement communities and housing, senior apartments and housing.

Craft Beverages

Provided through the Cincinnati Insurance Companies, breweries and brewpubs can receive special coverages for Contamination Expenses, Temperature Change Losses, Water Backups, Tank Leakage, and other losses exclusive to breweries. Cincinnati can provide a complete insurance packageliquor liability included!